Regional features of the economic behavior of population (on the example of the Russian Far East)
Research Article
Acknowledgments
The study was carried out within the framework of research under the State assignment «Analysis of the activities of the population of Russian regions in the sphere of financial behavior, dissemination of information technologies, natural and migration movement» (No. 0165-2018-0005).
How to Cite
Yarasheva A.V., Makar S.V. Regional features of the economic behavior of population (on the example of the Russian Far East). Population. 2021. Vol. 24. No. 3. P. 51-61. DOI: https://doi.org/10.19181/population.2021.24.3.5 (in Russ.).
Abstract
The purpose of the article is to identify trends in the transformation of some aspects of the economic behavior of residents of the regions of the Far East Federal District (FEFD). The authors present the results of a comparative analysis of the dynamics of indicators characterizing the activity of individuals in the financial sector (within the macro-region and relative to all-Russian indicators). On the basis of official statistics, changes (2018-2020) in the volume of disposable monetary resources of households (in urban and rural areas) were studied as opportunities for the population to implement financial (monetary) strategies. The regions of the Far East Federal District were ranked by the volume of deposits of individuals in rubles, attracted by credit institutions, as one of the important elements of savings behavior; there were identified leaders and outsiders in terms of the growth rates of the volumes of organized savings. The article shows government measures (program) to increase the level of financial literacy of the population and develop financial education for citizens to take the most effective and least risky decisions when choosing a strategy for economic action. It demonstrates the change in the rating of the FEFD regions (2019) according to the general Index of Financial Literacy, as well as its separate components: knowledge in the field of finance, financial management skills, attitudes towards finance. There was revealed a higher financial literacy rate (in more than half of the regions of the Far East Federal District) in comparison with the all-Russian indicators. And among the Federation subjects of the analyzed District, both in 2018 and in 2019, Primorsky Krai fell into group A (the best values of the Financial Literacy Index). The regions-leaders of the Far East Federal District were identified in terms of opportunities and methods for implementation of economic activity by the population.
Keywords:
economic behavior, the Far East, macro-region, population, households, savings, deposits, disposable resources, financial literacy
References
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2. Moiseeva D. V., Dulina N. V., Namrueva L. V. Finansovoye povedeniye naseleniya regiona v zerkale ekonomiki i sotsiologii (na primere Respubliki Tyvy i Respubliki Kalmykii) [Financial behavior of the population of the region in the mirror of economics and sociology (on the example of the Republic of Tyva and the Republic of Kalmykia)]. Region: Ekonomika i Sotsiologiya [Region: Economics and Sociology]. 2020. No. 2(106). P. 137-167. (in Russ.)
3. Bogolyubova N. P., Nikitin M. V. Regional'naya spetsifika vzaimosvyazey potrebleniya domashnikh khozyaystv i ekonomicheskogo razvitiya v sovremennoy Rossii [Regional specifics of the relationships between household consumption and economic development in modern Russia]. Vestnik Altayskoy akademii ekonomiki i prava [Bulletin of the Altai Academy of Economics and Law]. 2019. No. 4-1. P. 19¬29. (in Russ.)
4. Yarasheva A. V., Makar S. V., Reshetnikov S. B. Osobennosti ekonomicheskogo povedeniya naseleniya v sovremennoy Rossii [Features of Economic Behavior of the Population in Modern Russia]. Beau Bassin. 2018. 58 p. ISBN 978-613-9-82883-8. (in Russ.)
5. Bolshakov S. N., Manaenkova Yu. N. Ekonomicheskaya otsenka potrebitel'skogo povedeniya naseleniya: regional'nyy aspekt [Economic assessment of consumer behavior of the population: regional aspect]. Gosudarstvennaya sluzhba [PublicAdministration]. 2017. Vol. 19. No. 5(109). P. 50-55. (in Russ.)
6. Yarasheva A. V., Makar S. V. Vliyaniye demograficheskikh faktorov na trudovoy potentsial regionov Dal'nego Vostoka [The impact of demographic factors on the labor potential of the Far East regions]. Ekonomika. Nalogi. Pravo [Economics, Taxes & Law]. 2019. Vol. 12. No. 2. P. 103-114. (in Russ.)
7. Yarasheva A. V. Motivy finansovogo povedeniya naseleniya [Motives of financial behavior]. Ekonomika. Nalogi. Pravo [Economics, Taxes & Law]. 2011. No. 5. P. 66-71. (in Russ.)
8. Jalal M. A. K., Dodonov S. V., Dodonova M. V., Bunchuk N. A. Finansovaya gramotnost' kak determinant lichnoy finansovoy bezopasnosti v usloviyakh razvitiya rynka [Financial literacy as a determinant of personal financial security in the context of market development]. Nauchnyy vestnik: finansy, banki, investitsii [Scientific Bulletin: Finances, Banks, Investments]. 2020. No. 1(50). P. 13-22. (in Russ.)
9. Alikperova N. V., Vinogradova K. V. Finansovo gramotnoye povedeniye rossiyan: faktory formirovaniya [Financially competent behavior of Russians: factors of formation]. Uroven' zhizni naseleniya regionov Rossii [Living Standards of the Population in the Regions of Russia]. 2019. No. 4(214). P. 54-69. DOI: 10.24411/1999-9836-2019-10082. (in Russ.)
10. Rubtsov E. G. Finansovaya gramotnost' naseleniya kak element finansovogo povedeniya [Financial literacy of the population as an element of financial behavior]. Mezhdunarodnyy zhurnal eksperimental'nogo obrazovaniya [International Journal of Experimental Education]. 2015. No. 3-3. P. 255-256. (in Russ.)
11. Motrich E. L., Dyachenko V. N., Burlaev E. A., Feshchenko N. V. Naseleniye Dal'nego Vostoka Rossii: problemy i tendentsii [Population of the Russian Far East: Problems and Trends]. Khabarovsk. 2018. 71 p. (in Russ.)
12. Makar S. V., Yarasheva A. V., Simagin Yu. A. Prostranstvennoye razvitiye Dal'nego Vostoka Rossii: demograficheskiye i sotsial'no-ekonomicheskiye ffaktory [Spatial development of the Russian Far East: demographic and socio-economic factors]. Narodonaselenie [Population]. 2021. Vol. 24. No. 1. P. 117-130. (in Russ.)
13. Kuzmichev E. V. Faktory finansovogo povedeniya naseleniya Dal'nego Vostoka Rossiyskoy Federatsii [Factors of financial behavior of the population of the Far East of the Russian Federation]. Vlast' i upravleniye na Vostoke Rossii [Power and Administration in the East of Russia]. 2018. No. 2(83). P. 81-86. (in Russ.)
14. Kadomtseva S. V., Pivkina N. Yu. Gosudarstvennyye finansy i kachestvo zhizni naseleniya regionov (na primere DFO) [Public finance and the quality of life of the population of the regions (on the example of the Far East Federal District)]. Uroven' zhizni naseleniya regionov Rossii [Living Standards of the Population in the Regions of Russia]. 2018. No.1 (207). P. 29-36. (in Russ.)
15. Renzin O. M., Trop T. I. Finansovoye povedeniye naseleniya: regional'nyye aspekty [Financial behavior of population: regional aspects]. Novaya aziatskaya politika i razvitiye Dal'nego Vostoka Rossii [New Asian Policy and Development of the Russian Far East]. Ed. P. A. Minakir. Institut ekonomicheskikh issledovaniy DVO RAN; Dal'nevostochnyy institut upravleniya — filial RANKhiGS pri Prezidente Rossiyskoy Federatsii [Economic Research Institute of the Far Eastern Branch of the Russian Academy of Sciences; Far East Institute of Management — Branch of the Russian Presidential Academy of National Economy and Public Administration]. 2020. P. 328-337. (in Russ.)
16. Sitenko D. A. Gartsueva Ye. V. Finansovaya gramotnost' domokhozyaystv: teoreticheskiye aspekty [Financial literacy of households: theoretical aspects]. Vestnik Karagandinskogo universiteta. Seriya. Ekonomika [Bulletin of Karaganda University. Economic Series]. 2018. Vol. 92. No. 4. P. 237-244. (in Russ.)
17. Kuzibetskaya G. V. O zadachakh, rezul'tatakh i perspektivakh raboty regional'nogo konsul'tatsionno-metodicheskogo tsentra na territorii Volgogradskoy i Rostovskoy oblastey [On the tasks, results and prospects of the regional consulting and methodological center on in territory of Volgograd and Rostov oblasts]. Razvitiye i realizatsiya programmy povysheniya finansovoy gramotnosti vzroslogo naseleniya v Rostovskoy oblasti [Development and Implementation of the Program for Improving Financial Literacy of Adult Population in Rostov Oblast]. Proceedings of the interregional scientific and practical conference. October 2018. Rostov-on-Don. Ekonomicheskiy fakul'tet Yuzhnogo federal'nogo universiteta [Faculty of Economics of the Southern Federal University]. Volgograd. Sfera [Sphere]. 2018. P. 24-25. (in Russ.)
Article
Received: 10.07.2021
Accepted: 17.09.2021
Citation Formats
Other cite formats:
APA
Yarasheva, A. V., & Makar, S. V. (2021). Regional features of the economic behavior of population (on the example of the Russian Far East). Population, 24(3), 51-61. https://doi.org/10.19181/population.2021.24.3.5
Section
QUALITY, STANDARDS AND CONDITIONS OF LIFE
