Динамика доходов пенсионеров: анализ, проблемы и пути решения

doi:10.19181/population.2023.26.4.12

DOI: https://doi.org/10.19181/population.2023.26.4.12
EDN: XTLVMM

Aleksandr L. Safonov Financial University under the Government of the Russian Federation, Moscow, Russia ALSafonov@fa.ru ORCID ID http://orcid.org/0000-0003-0262-3968
Elibrary Author_id 430544
Yuliya V. Dolzhenkova Financial University under the Government of the Russian Federation, Moscow, Russia YVDolzhenkova@fa.ru ORCID ID http://orcid.org/0000-0003-1949-4867
Elibrary Author_id 710793

Acknowledgments

The research was carried out with funding for applied research work from the Financial University under the Government of the Russian Federation in 2023.

How to Cite

Safonov A.L., Dolzhenkova Y.V. Dynamics of income of pensioners: analysis, problems and solutions. Population. 2023. Vol. 26. No. 4. P. 133-147. DOI: https://doi.org/10.19181/population.2023.26.4.12

Abstract

Currently there is an increasing number of older people in Russia, primarily pensioners. It appears that the mentioned trend will proceed for a long period of time. So, the issue of ensuring high living standards for this group of the population is acute. However, the present trends in the work remuneration of persons in pre-retirement age, spread on informal employment, and hence, precarization of labor relations, as well as the challenges in pension and tax legislation result in a complex and contradictory situation in the formation of monetary income of pensioners.The present article is devoted to the analysis and forecasting of the basic trends in the financial situation of persons over the able-bodied age. The average size of the insurance old-age pension in the end of 2022 did not achieve the amount recommended by the ILO Convention 102, and the social pension was even lower. In addition, the later retirement often leads to poverty, as it is impossible for the aged to get pensions, on the one hand, and on the other hand, to get a job due to the existing age discrimination and their reduced physical ability to work.The article analyses the factors that have a direct on the size dynamics of insurance and social old-age pensions. At the same time, insurance pensions have the economic nature of deferred wages, i.e. they are formed directly by pensioners themselves. It also analyzes possible ways of compensation for pensioners’ low incomes through continuing work activity.

Keywords:

pension benefits, pensioners’ income level of pensioners, insurance old-age pension, social pension, life expectancy, length of service, poverty risks

Author Biographies

Aleksandr L. Safonov, Financial University under the Government of the Russian Federation, Moscow, Russia

Doctor of Economics, Professor

Yuliya V. Dolzhenkova, Financial University under the Government of the Russian Federation, Moscow, Russia

Doctor of Economics, Professor

References

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Dynamics of income of pensioners: analysis, problems and solutions

Research Article

Abstract

Author Biographies

References